Verify customer geolimits (OGL), detect delinquency negative areas, ensure NHB & RBI compliance, and eliminate junk address data with real-time spatial APIs.
Select your industry vertical below to see how our location checks integrate into retail lending, gold loans, and property underwriting.
Verify customer geolimits before onboarding, screen against internal delinquency negative areas, and automate NHB/RBI compliance reporting.
Check if an applicant resides within the serviceable limit (geolimit distance) from the onboarding branch to decide onboarding eligibility.
Screen applicants against client-defined negative areas built from historical delinquency and internal NPA account holder clusters.
Classify whether a customer resides in an urban or rural area as defined by the National Housing Bank for regulatory compliance.
Precise customer geolimit verification, delinquency containment, statutory NHB classification, NDMA disaster underwriting, and structured address hygiene.
API to check whether a customer resides within the serviceable limit (geolimit distance) from the branch he or she has applied to or is being onboarded at. Assists institutions in instantly deciding whether to onboard the applicant or decline unserviceable requests.
Historical NPA & Delinquency Default Belt
API to check whether a customer resides in a negative area or not. A negative area is defined by the client based on their delinquency or internal NPA account holders.
API to check whether a customer resides in an urban or rural area as defined by the National Housing Bank (NHB). This API is used for classifying loans for statutory compliance reporting to NHB and RBI.
API to check whether a property lies in a disaster-prone zone or not, assisting clients in underwriting and collateral risk evaluation. Disaster types, zones, and intensity values are taken directly from the official NDMA (National Disaster Management Authority, GoI) Natural Hazard Atlas.
Convert physical addresses into precise coordinates and translate GPS points back into verified, structured postal addresses. Powers automated branch distance calculations (OGL), confirms customer physical presence, and eliminates address ambiguity across loan and policy origination.
MG Road, Shanthala Nagar, Ashok Nagar, Bengaluru, Karnataka - 560001
A seamless three-step journey that embeds directly into your existing Loan Origination Systems (LOS) and underwriting engines.
The applicant's address or live GPS coordinates are resolved into precise geolocations using Forward & Reverse Geocoding to establish verifiable physical presence.
In real time, the engine checks whether the applicant is within the branch serviceable geolimit (OGL) and verifies that the address does not fall in a client delinquency area.
The application is tagged with National Housing Bank (NHB) urban/rural classification for statutory reporting and screened against NDMA hazard zones for underwriting.
All coordinates, addresses, and verification records are processed and stored exclusively on Indian servers — fully compliant with RBI and DPDP regulations.